Q : Can I trust you?
We have over 25 years experience in the lettings industry. We are members of the UK Association of Letting Agents (UKALA), an accredited member of The National Residential Landlords Association (NRLA) and Milton Keynes Private Landlords Association (MKPLA). We are registered with the Property Redress Scheme (PRS), a government authorised consumer redress scheme for Property Agents and Professionals, MyDeposits, a government authorised tenancy deposit protection scheme and the Information Commissioners Office for Data Protection.
Most importantly, all client funds are held in a separate client bank account and covered by Client Money Protection Insurance and we have Professional Indemnity Insurance as well as being an accredited Safe Agent Member.
Q : Do I need to still pay buildings or contents insurance?
Yes, it’s important that you have landlords insurance covering the building and your internal fixtures and fittings (i.e. fitted kitchen, white goods, carpets, curtains, etc). There are specialist insurance companies who can provide this and we are happy to put you in touch with our insurers to arrange this, if required.
The tenant is responsible for insuring their own personal effects and furniture.
Q : Do I need to tell my mortgage provider?
Yes, you must obtain written consent from your mortgage provider and freeholder (if property is leasehold) and we will require evidence of this.
You should also inform your insurance company that the property is to be rented and appropriate insurance obtained for a tenanted property. There are specialist insurance companies who can provide this and we are happy to assist you, if required.
You will also need to inform the Inland Revenue within six months of letting your property, flat or apartment in the UK. Failure to do so may mean you could incur penalties, interest and other consequences. The Inland Revenue have been known to deal harshly with landlords who do not declare rental income and it is always best to seek advice on tax planning and capital gains tax from a fully qualified accountant.
Q : Do you accept pets?
We are a nation of pet lovers. Latest research suggests that 62% of households in the UK own a pet, so there has always been a sound business case for accepting pets to open up your potential tenant market considerably.
Under the Renters’ Rights Act 2025, tenants have the right to request to keep a pet, which the landlord cannot unreasonably refuse. There may be good reasons for refusal, for example if there is a superior lease that does not allow pets, or if the property is not suitable for the requested pet.
Unfortunately, some pets can cause a lot of expensive damage. Cats can claw furniture and decoration and dogs can scratch and chew doors and walls. Also, pet odours can become embedded into carpets and soft furnishings, making it difficult, or perhaps even impossible to remove the odour. Irresponsible pet owners don’t always clean up after their pets and sometimes gardens can become full of animal waste.
Under the Tenant Fees Act 2019, landlords can no longer accept a security deposit of more than 5 weeks rent. However, our deposit replacement partner will cover damage caused by pets to the equivalent of 6 weeks rent, higher than the maximum allowable cash security deposit of 5 weeks rent. Therefore, if the tenant chooses a deposit replacement, the landlord is better covered.
